TDFs revolutionized participant investing by simplifying the investment process, putting the decision making into the hands of the professionals for proper diversification and rebalancing relative to proximity to retirement.
Find out with Jonathan why recent participant behavioral trends may suggest this investment vehicle may not be immune from the reactionary and emotional participant behavior we typically associate with do-it-yourself investors!
Not surprising: results of various asset classes and solutions.
What is surprising: utilization of professionally managed solutions like a TDF and flat market share over the past 5 years.
TDFs may not be the set it and forget it solutions we once assumed to be immune from emotional and reactionary investment behavior.
Study that highlights from TDF/QDIA attrition.
Why this is happening: lack of transparency and personalization.
Industry response and potential solution.
